GST Rebate on New Homes

You save up to

$0
$0

On your new home.

Starting March 12, 2026, eligible buyers pay zero GST on new homes priced under $1 million.

At a Glance

Program start

March 12, 2026

Program ends

December 31, 2030

Homes under $1M

0% GST (was 5%)

$1M – $1.5M

Partial rebate

Over $1.5M

No change

Explained Simply

The GST rebate, in plain English.

When you buy a brand-new home in Canada, the federal government has always charged 5% GST on top of the purchase price. On a $900,000 home, that’s $45,000 — money that used to disappear before you ever unlocked the door.

That changed on March 12, 2026. Under a new federal initiative, eligible buyers of new homes priced under $1 million now pay zero GST. Homes between $1 million and $1.5 million receive a partial rebate. The program runs through the end of 2030.

No applications. No waiting. No complexity. Just a meaningfully lower price on your new home.

What Changed

Under $1,000,000

Full GST eliminated

5% to 0%

$1M – $1.5M

Significant partial saving

5% to Partial

Over $1,500,000

No change

5% to 5%

your savings

Numbers on paper are one thing. Let’s put this in terms you can feel.

Savings Calculator
How much would you save?

Drag to your home price.

$
$200K $1M $1.5M $2M
Your estimated saving
Was
Your price

Stack your savings

GST Rebate + FHSA + RRSP Home Buyers’ Plan

$50K
01
$40K
02
$35K
03
=
Total
$125K

Do You Qualify?

Let’s make sure you’re eligible.

The criteria are straightforward — and most first-time buyers in Alberta will find they qualify without issue. Take 30 seconds to check.

The six requirements

How The Rebate Reaches You

Two ways to claim it. You pick what works for you.

For eligible NuVista buyers, the GST rebate can be handled two different ways. Both land you the same savings — but the timing and the mechanics differ. A lot of buyers don’t realize they have a choice.

We take the GST off the purchase price upfront.

NuVista and your lawyer coordinate the rebate at closing. The saving is reflected directly in your purchase price — you pay less from day one, and you don't file anything yourself.

Most buyers choose this path.
What's good about it
+Lower price on paper — reduces your mortgage principal
+No paperwork after possession
+No waiting for a CRA cheque
Trade-offs to know
-Requires eligibility confirmed before closing
You pay full price at closing, then claim it back.

You pay the 5% GST at closing as normal, then file the rebate forms yourself after possession. When the CRA processes the claim, the rebate lands in your bank account as a lump sum.

Best if you want cash back after possession.
What's good about it
+Cash back to your account (up to $50,000)
+Useful for renovations, landscaping, or buffer
+Nothing changes about how NuVista processes your purchase
Trade-offs to know
-You file the forms yourself (or with an accountant)
-Mortgage is based on the full pre-rebate price
-Cash arrives weeks after closing, not at closing

Why NuVista

The rebate applies to any qualifying new home. The builder you choose is what shapes the next 30 years.

30

Years Building

2,400+

Homes Delivered

18+

BILD Awards

100+

Eligible Homes

01

The Qualico difference

NuVista is part of the Qualico Group — one of Canada’s most respected developers. Deep trades networks, financial stability, and experience that spans multiple provinces sit behind every home we build.

02

Award-winning by design

Our design team balances beautiful aesthetics with practical livability. Open layouts, storage that actually gets used, finishes chosen for longevity. Every home meets or exceeds Alberta energy efficiency standards.

03

10-year warranty & after-sale

Alberta’s mandated New Home Warranty covers workmanship, materials, building envelope, and major structural components. Our after-sale team is a real
person who knows your home — not a generic support line.

FAQs

Your questions, answered honestly.

Can’t find it here? Your NuVista advisor will work through your specific situation in a no-pressure conversation.

It depends on when they owned it. If a partner last owned a home more than 4 years ago, you may still qualify. If they owned within the last 4 years, it can affect the household's eligibility — depending on how the purchase is structured. It's worth discussing with both your NuVista advisor and your solicitor before signing.
Yes. The rebate applies to any new residential build — including condos and townhomes — as long as it will be your primary residence and you meet the other eligibility criteria.
Homes priced above $1.5 million are not eligible for any GST reduction under this program. The full 5% GST applies as it always has.
You choose. NNuvista can apply the rebate on the purchase contract (it comes off your purchase price), or you can claim it yourself afterward from the CRA (the rebate arrives as cash back). Always confirm your specific circumstances with your legal counsel.
Yes — and you should. The GST rebate, the First Home Savings Account (FHSA), and the RRSP Home Buyers' Plan are separate federal programs that can all be used on the same purchase. Combined, eligible buyers can unlock up to $125,000 in savings and buying power.
The rebate is only available for homes used as your principal residence. Purchasing with the intention of renting or using it as an investment property disqualifies you — and misrepresenting intended use has tax and legal consequences.

Ready To Save?

Let’s find your home.

The GST rebate on new homes is the biggest incentive in years. A NuVista advisor will help you:

  • Identify communities and homes that give you the full rebate

  • Choose the path that works best for you (apply at closing, or claim after)

  • Stack your GST saving with your FHSA and RRSP contributions

  • Find trusted lenders to help you stack your GST savings with your FHSA and RRSP contributions

Free Savings Consultation